PRESCOTT FEDERAL CREDIT UNION
 
Loans and Rates

Competitive Rates from a Trusted Financial Resource
Get your next loan from a credit union. We feature low competitive fixed rate consumer loans. Our members receive the best interest rate possible on all our lending products.

Please contact the credit union for current rates. Rates are coming soon to this webpage!
It pays to check with a PFCU first. We will match auto and motorcycle rates from other financial institutions.

Get additional loan discounts:
Receive up to .50% discount for any two of the following:
  • Automatic payments
  • PFCU Visa card
  • Active PFCU checking account
  • Direct deposit

    Vehicle Loans
    Whether you are buying a new vehicle or just refinancing your current one, you will find it tough to beat our vehicle loan for LOW RATES, Low Payments, and Great Service! All our vehicle loans offer:
  • No Cost Refinancing
  • Pre-approvals via telephone, fax, mail or internet
  • Payment protection plans to cover your payment in the event of disability and/or death
  • Credit Union Advantage Program

    Auto/Truck/Motorcycle (over $10,000) Loans
  • Up to 100% financing available including taxes, license fees and extended Warranties
  • Low payments with terms up to 84 months
  • Get PFCU financial directly from many Arizona dealers through the Credit Union Advantage Program
  • Free Kelley Blue Book pricing information
  • PFCU matches rates with other financial institutions
  • Additional interest rate discounts for other PFCU products

    RV, Boat and Motorcycle Loans
    PFCU offers consumer loans for a variety of recreational vehicles. Terms are available up to 120 months for motorhomes and travel trailers. Loan discounting is available for this loan.

    ATV's, Jet Ski's & Motorcycles under $10,000
    PFCU will finance up to 100% of a new purchase or 100% of the average book value for used ATV's, Jet Ski's or Motorcycles under $10,000. Terms up to 60 month. As always, loan discounting is available.

    Credit Union Advantage Program
    Credit Union Advantage Program is a car buying program that allows you to complete you vehicle financing at participating dealerships without visiting PFCU to sign documents. Negotiate your best deal. Complete the dealer's loan application and sign all the loan papers at the dealership.

    Disclosures
    APR = Annual Percentage Rate. Rates may be higher depending on credit qualifiers and loan terms. Credit qualifiers determine eligibility for 100% financing, in some cases a down payment nay be required. All subject to credit approval. Rates and terms are subject to change without a notice.
    APY = Annual Percentage Yield.

  •   Visa, Share Secured, Signature Loans, Revolving Line of Credit, Overdraft Protection Loan
    PFCU offers Visa Classic, share secured loans and signature loans.

    Visa Credit Cards
  • No annual fee
  • Get cash at Visa ATM's worldwide.

    Share Secured Loans
    Shares secured loans are offered at the low rate. Single pay note or 36 months whichever is less.

    Signature Loans
    Signature loans are offered with a payback of up to 36 months.

    Revolving Line of Credit Loan
    The Revolving Line of Credit Loan is similar to your credit card. You apply for a certain limit. You can use the money for whatever your needs may be, i.e. vacation, medical bills, school bills, etc. The revolving credit is review every 24-months.

    Overdraft Protection Loan
    The Overdraft Protection Loan is attached to your checking account. Never worry about having you check returned due to Insufficient Funds, With an Overdraft Protection Loan your check will automatically be covered.

    Certain restrictions may apply. For terms and conditions, please see the Truth-in-Lending Disclosure.

    Interest Rate Calculators
    Online calculators help you determine your loan financials. Calculators

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    Prescott Federal Credit Union   |   500 North Highway 89 VAMC Building T-5   |   P.O.Box 9051 Prescott, AZ 86313   |  
    Phone 928-445-7970   |   Fax 928-445-1980   |  Email (Do not e-mail any of your member data)