Rates
Loan Rates Savings Rates Certificate Rates
Effective as of: 07/01/2024
| Loan Rates | |||
| To join Prescott Federal Credit Union, you must qualify under our approved Field of Membership and meet the membership requirements as set forth in Prescott Federal Credit Union Bylaws. A copy of Credit Union Bylaws is available upon request. By applying for membership, you authorize Credit Union now and in the future to review your account, credit and employment history, including but not limited to obtaining a report from a consumer reporting agency to verify your eligibility for membership, accounts and services. | |||
| Actual Annual Percentage Rate (APR) dependent upon borrower(s) credit qualifications. Rates are tiered based on loan terms. Loan terms subject to loan amount. | |||
| Vehicle Loans | |||
| Type | Term | APR | |
| New Auto | Up to 84 Months | APR as low as 5.89%* | |
| Used Auto | Up to 84 Months | APR as low as 6.09%* | |
| New RV/Motorhome/Boats | Up to 240 months | APR as low as 8.39%* | |
| Used RV/Motorhome/Boats | Up to 240 months | APR as low as 9.14%* | |
| Motorcycles/Jet skis/ATV's/Razo | Up to 84 Months | APR as low as 7.39%* | |
| Other Loans | |||
| Type | Term | APR | |
| Signature | Up to 60 Months | APR as low as 14.25%* | |
| Revolving Credit | APR as low as 17.45%* | ||
| Share Secured | Up to 36 Months | 3%* over CD rate | |
| VISA Credit Card | APR as low as 12.0%* | ||
| Overdraft Loan | APR as low as 14.25%* | ||
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government Agency
National Credit Union Administration, a U.S. Government Agency
