Rates
Loan Rates Savings Rates Certificate Rates
| Loan Rates | |||
| Loan Criteria: Applicant must be a member of the credit union and have three months continuous employment to apply for a secure loan and six months of an unsecured loan. A co-maker may be required in certain circumstances. A member’s total loan obligations to this Credit Union (including any loans on which the member is a joint borrower or guarantor) shall not exceed $100,000 for consumer loans (including VISA). Signature Loan limits depend on the paper grade. Loan discounts are not available for all loan products contact credit union for list. Rates quoted are lowest possible rate. Rate is dependent upon member credit history. | |||
| All loans subject to credit approval. Prescott Federal Credit Union is an Equal Housing Lender. Rates and Terms subject to change. | |||
| Receive up to an additional .50% apr discount for any 2 of the following: | |||
| Automatic payment | |||
| PFCU Visa Credit Card | |||
| PFCU Checking Account(Must have activity) | |||
| Direct Deposit into your Account | |||
| Vehicle Loans | |||
| Type | Term | APR | |
| New and Used vehicle model years 2015 and newe | *36-48 months | 3.50%* | |
| *up to 64 months | 3.75%* | ||
| *72 months | 4.00%* | ($15,000 and above) | |
| *84 months | 4.75%* | ($20,000 and above) | |
| *90-110 months | 5.50%* | ($50,000 and above) | |
| Vehicles 2014 and older and under 100,000 miles | *up to 40 months | 4.75%* | |
| *up to 72 months | 5.25%* | ($15,000 and above) | |
| Vehicles over 100,000 miles | *up to 48 months | 5.50%* | |
| RV or Motor Home 2015 and newer | *up to 180 months | 6.00%* | |
| RV or Motor Home 2014 and older | *up to 120 months | 6.50%* | |
| New/Used Boat, jet skis, and ATV's | *up to 72 months | 6.50%* | |
| Motorcycle 2012 and Newer | *up to 64 months | 5.50%* | |
| Motorcycle 2011 and Older | *up to 64 months | 6.00%* | |
| Other Loans | |||
| Type | Term | APR | |
| Signature | Up to 60 months | 8.00%* | |
| Terms from 12 to 60 months-depending on the Amount borrowed | |||
| Revolving Credit | 14.00%* | ||
| Share Secured | 3% over CD rate | ||
| 36 Months – 3.00% over existing certificate dividend rate. Maximum loan term 36 months. Single Pay Note at maturity or 36 months whichever is less. | |||
| VISA Credit Card | 12.00%* | ||
| Overdraft Loan | 14.00%* | ||
| * Annual Percentage Rate | |||
| Credit Union matches other Financial Institutions. Member must present documentation. | |||
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government Agency
National Credit Union Administration, a U.S. Government Agency
